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Post Info TOPIC: What Do You Make Your Kids Pay For?
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Sith Lord

Posts: 22687
Date: May 5, 2013
What Do You Make Your Kids Pay For?
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  Do you give your kids an allowance?  Do you require them to pay for anything themselves such as video games, etc?  What about clothes, movies, eating out?  My oldest is 17 and our auto insurance just went up $800.  And, now that he is out and about and driving, he seems to be wanting to spend more money.  He does have a job at McD's and works a few hours here and there.  And he is busy with school and sports so it isn't like he has a great amount of time to work either.  What do/did you do with your kids?



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Sith Lord

Posts: 24891
Date: May 5, 2013
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My kids get $2 a day for use at school. It's theirs rather they uswe it at school or not. It adds up quickly too. They always seem to have money on them.

As long as the kid is in school they dont have to provide basics for themselves. That's the way it was for me too.

If you want money to go out then you do extra things around the house to earn it.

The kids save up for games and such.

Insurance is also cheaper for girls than boys. So that helps here. For now anyway.

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Sith Lord

Posts: 22687
Date: May 5, 2013
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I tried the allowance when they were younger. But, it just got too confusing. And, then trying to decide what they had to buy and not buy. I just didn't want to keep track of it. I do make the boys buy their own video games and dd buys her things at Claire's . I know some parents who will give the kids a clothing allowance and all that and the kids have to manage that all year.

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Sith Lord

Posts: 24891
Date: May 5, 2013
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Water and the chip machine at school is a dollar each. They can use the money to get those or they save it.

We have never run our house like a business. Meaning chores for money. If you live here and you see it needs done then do it. What do you get in return? a warm dry place to sleep, food to eat, clothes to wear and the occasional treat now and then.

If they want extra then they can go work with their grandpaw for a day or two. He does water and power lines as a side job and it pays rather well.

Or they can find another way to raise money.

But home is a family effort. Everything here is for everyone.



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The beauty of life

Posts: 19084
Date: May 5, 2013
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When DS wanted a car, I told him he had to pay for the car and insurance. He quickly learned the cost of ownership. He first bought a mustang GT, heavy on repairs, ins, and gas. When he was done with the cool thing and graduated to the need of a car he made better choices.

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Penguin Lover (M)

Posts: 16821
Date: May 5, 2013
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Our car insurance went down, when we added our daughter to the policy. (Go figure.....but I was happy about that!)smile  Yes....our situation is different.......we also have a couple of people driving company cars, most of the time. And the company, takes care of the insurance on those cars.

They drive the cars that we own.......so rarely..........having 4 drivers......with two cars........works to our advantege. Yay!

As for allowance.........we gave ou High School Kids......$40 a month. (Not including lunch money.) We always paid for lunch, extra donations for clubs at school, clothes, supplies, AP exam fees, field trips...etc.

When the kids went out with friends...........they used their allowance.

When we invited them out, for dinner...or a movie. We paid the tab.

That is how we did/do it.

 

 



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Jedi

Posts: 4453
Date: May 5, 2013
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I was raised with getting an allowance for doing chores. My kids were raised the same way. The money was theirs to do as they wished. If they did not do their chores, they did not get paid. Not all chores were for the allowance. They had to keep their own rooms clean and they had to do their own laundry ( from age 7 and up), with no pay. The chores they did around the house, like vacuuming, cleaning the bathroom, pooper scooping or babysitting ( in the case of my DD), were paid.

We started at $5.00 a week when they were 5. It went up $1.00 for every year of their age as they grew up. Until they were in high school, then they got $20 a week, but they really worked for it. In the summer, my DD babysat her brother ( 6 years younger), and we paid her $250 a month for it, plus a bonus.. so she had $1k at the end of summer, 4 summers running.

Parents bought all essentials. I bought their clothes, shoes, food and sundries, anything they truly needed. They bought their own candy, gum, movies, video games, etc... They could also purchase higher end items ( like massively expensive brand name shoes or clothes) on their own. My family has bad feet, so I kept the kids in SAS shoes because I knew they were the most comfortable. They had to buy their own British Knights, Adidas, etc..

Now that my kids are grown, they wear SAS..lol.

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Sith Lord

Posts: 22687
Date: May 6, 2013
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Fort Worth Mom wrote:

Our car insurance went down, when we added our daughter to the policy. (Go figure.....but I was happy about that!)smile  Yes....our situation is different.......we also have a couple of people driving company cars, most of the time. And the company, takes care of the insurance on those cars.

They drive the cars that we own.......so rarely..........having 4 drivers......with two cars........works to our advantege. Yay!

As for allowance.........we gave ou High School Kids......$40 a month. (Not including lunch money.) We always paid for lunch, extra donations for clubs at school, clothes, supplies, AP exam fees, field trips...etc.

When the kids went out with friends...........they used their allowance.

When we invited them out, for dinner...or a movie. We paid the tab.

That is how we did/do it.

 

 


 That sounds good.  I would like to just give them X allowance per month that they use to pay for eating out with friends, movies and things like that.    I am not sure what to do with my oldest son's car.  He has his grandma's 2000 Explorer.  The insurance went up $800 to have him on.  And, he could work more but his Senior year is coming up and he plays football and Bball so that doesn't leave a lot of time for working.  I really don't expect to to cover all the costs of driving at this point.  So, what do you think would be reasonable for that?



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Sith Lord

Posts: 22687
Date: May 6, 2013
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But, then how much should i give DD (11) as an allowance?

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On the bright side.... (M)

Posts: 29618
Date: May 6, 2013
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Lady Gaga Snerd wrote:

But, then how much should i give DD (11) as an allowance?


 A good rule of thumb is $1 per year, so she would get $11 a week.  

And I fully believe in allowance being tied to something b/c none of us get money for nothing.  



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Grand Master

Posts: 9821
Date: May 6, 2013
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We do $1 per year/week. Although my 5yr old is still on the sticker system. I think it's an easy concept for her to understand.

My son is 15. He gets $15 a week. He buys all his extras (toys, games, junk food, movies w/friends ect..) we pay for all school, sports & church activities, and basic living needs. Big purchases that are not for birthdays or another holiday we will pay 50%.

We also have a chore list posted in our kitchen so if anyone wants to earn extra money/stickers they can sign up for something on that list.

As far as can insurance .. If my kids keep their name on the honor roll then I pay for their car insurance.  If they fall off, they get handed the bill.  So, far that policy has worked well in our house.



-- Edited by BlueRebel on Monday 6th of May 2013 07:21:54 AM

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Penguin Lover (M)

Posts: 16821
Date: May 6, 2013
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Lady Gaga Snerd wrote:
Fort Worth Mom wrote:

Our car insurance went down, when we added our daughter to the policy. (Go figure.....but I was happy about that!)smile  Yes....our situation is different.......we also have a couple of people driving company cars, most of the time. And the company, takes care of the insurance on those cars.

They drive the cars that we own.......so rarely..........having 4 drivers......with two cars........works to our advantege. Yay!

As for allowance.........we gave ou High School Kids......$40 a month. (Not including lunch money.) We always paid for lunch, extra donations for clubs at school, clothes, supplies, AP exam fees, field trips...etc.

When the kids went out with friends...........they used their allowance.

When we invited them out, for dinner...or a movie. We paid the tab.

That is how we did/do it.

 

 


 That sounds good.  I would like to just give them X allowance per month that they use to pay for eating out with friends, movies and things like that.    I am not sure what to do with my oldest son's car.  He has his grandma's 2000 Explorer.  The insurance went up $800 to have him on.  And, he could work more but his Senior year is coming up and he plays football and Bball so that doesn't leave a lot of time for working.  I really don't expect to to cover all the costs of driving at this point.  So, what do you think would be reasonable for that?


 That's a good question. If he works enough to keep the car in gas, and oil changes. And, if he doesn't hit you up for any walking around money....he's doing pretty good. I'd probably cover the insurance myself....and be happy that he can get himself where he needs to go. And, maybe help out with taking the younger siblings to their events.smile



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On the bright side.... (M)

Posts: 29618
Date: May 6, 2013
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BlueRebel wrote:

We do $1 per year/week. Although my 5yr old is still on the sticker system. I think it's an easy concept for her to understand.

My son is 15. He gets $15 a week. He buys all his extras (toys, games, junk food, movies w/friends ect..) we pay for all school, sports & church activities, and basic living needs. Big purchases that are not for birthdays or another holiday we will pay 50%.

We also have a chore list posted in our kitchen so if anyone wants to earn extra money/stickers they can sign up for something on that list.

As far as can insurance .. If my kids keep their name on the honor roll then I pay for their car insurance.  If they fall off, they get handed the bill.  So, far that policy has worked well in our house.



-- Edited by BlueRebel on Monday 6th of May 2013 07:21:54 AM


 I think this is perfect.



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Jedi

Posts: 2383
Date: May 6, 2013
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Lilyofcourse wrote:


We have never run our house like a business. Meaning chores for money. If you live here and you see it needs done then do it. What do you get in return? a warm dry place to sleep, food to eat, clothes to wear and the occasional treat now and then.

If they want extra then they can go work with their grandpaw for a day or two. He does water and power lines as a side job and it pays rather well.

Or they can find another way to raise money.

But home is a family effort. Everything here is for everyone.


This is how we run things as well.  I pay for all activities and clothing, shoes, etc. If you want something beyond what I am willing to pay for - you can do extra chores to earn the money.  But the basic chores - sweeping, dusting, laundry, etc -  it's a team effort. We are a team, and everyone pitches in.

Once, one of the kids only wanted to clean HER room, and do HER laundry, and clean up HER dishes. I told her I would only be paying MY share of the mortgage and MY share of the electric bill, and MY share of the grocery bill. I gave her a rough estimate of her share and asked her if that would be cash or check? Or would she just like to do the laundry and hush up about it?  She chose the hushing up option.

We don't tie money into grades. You should get good grades because you are capable of it. Not because I am paying you or offering an incentive. It's expected.

 

Off topic - DD21 roomed with a Japanese girl one semester. The roomate joked about her Asian parents being so hard on her, they expected so much from her but they were just "typical Asian parents" and they fit the stereotype.  DD called later and asked me if I was secretly Asian. LOL.



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Sith Lord

Posts: 24094
Date: May 6, 2013
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Kids? Pay?

BAWHJAHAHAHAHAHAHAHAHAHAHAHAHAHAHHA!!!

Whew...

BAHHAHAHAHAHAHAHAHAHAHAHAHAAHAHAHAHAAH!!!!

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The beauty of life

Posts: 19084
Date: May 6, 2013
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Yes Husker, my kid paid his own car expenses. Wasn't easy for him but he found a job with UPS that paid $15/hour, 5 hours a week with full benefits while in college. Also gave him tuition assistance and some nice stock. So the tuition benefit coupled with what I paid for his college he walked away with no loans, stock in a very profitable biz, and learned that mommy is not going to pay his way through life. He has a great career now, good pay and about to close on his first home. Yep, I'd say I did right making him foot the bill.

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Sith Lord

Posts: 16728
Date: May 6, 2013
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I know what to do_sometimes wrote:

Yes Husker, my kid paid his own car expenses. Wasn't easy for him but he found a job with UPS that paid $15/hour, 5 hours a week with full benefits while in college. Also gave him tuition assistance and some nice stock. So the tuition benefit coupled with what I paid for his college he walked away with no loans, stock in a very profitable biz, and learned that mommy is not going to pay his way through life. He has a great career now, good pay and about to close on his first home. Yep, I'd say I did right making him foot the bill.


 Man, I should have worked for UPS in college...



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The beauty of life

Posts: 19084
Date: May 6, 2013
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Ummm, that would be 5 hours a day. so sorry. LOL

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On the bright side.... (M)

Posts: 29618
Date: May 6, 2013
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huskerbb wrote:

Kids? Pay?

BAWHJAHAHAHAHAHAHAHAHAHAHAHAHAHAHHA!!!

Whew...

BAHHAHAHAHAHAHAHAHAHAHAHAHAAHAHAHAHAAH!!!!


 I paid.  For pretty much everything, from the time I was 16.  



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Sith Lord

Posts: 22687
Date: May 7, 2013
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If that works for some families, that is great. But, i don't think it is realistic to expect my teen sons to pay for much more than their entertainment expenses at this point. If i wanted my sons to drop out of sports and extracurriculars, then they could work a lot. But, they have all their lives to work so in another couple of years, they can do so. I do want to have some limits and them pay for some things but i just have to figure out what.

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Sith Lord

Posts: 24094
Date: May 7, 2013
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I know what to do_sometimes wrote:

Yes Husker, my kid paid his own car expenses. Wasn't easy for him but he found a job with UPS that paid $15/hour, 5 hours a week with full benefits while in college. Also gave him tuition assistance and some nice stock. So the tuition benefit coupled with what I paid for his college he walked away with no loans, stock in a very profitable biz, and learned that mommy is not going to pay his way through life. He has a great career now, good pay and about to close on his first home. Yep, I'd say I did right making him foot the bill.


 While in college doesn't count.  They are adults by then and should be paying for stuff.  I thought it was meant when they were in junior high or high school, yet. 



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Sith Lord

Posts: 21944
Date: May 7, 2013
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Lady Gaga Snerd wrote:

If that works for some families, that is great. But, i don't think it is realistic to expect my teen sons to pay for much more than their entertainment expenses at this point. If i wanted my sons to drop out of sports and extracurriculars, then they could work a lot. But, they have all their lives to work so in another couple of years, they can do so. I do want to have some limits and them pay for some things but i just have to figure out what.


 My brother worked and his grades suffered. My parents did not let me get a job, so I got $20.00 a week back in 1982-86. It was $40.00 a week in college until I begged to let me get a job my 3rd year in college. biggrin I worked for a friend's mom at macy's. It was awesoem and commission. Serious $$$ for very few hours.

 

I forget Junior high allowance. I want to say $10.00 though. Plus my Dad saved money for us kids through out the year to use for chriostmas gifts, and we got new clothes and shoes Easter, back to school and Christmas.

 

We weren't wealthy per se, but my parents sacrificed a lot for us kids.



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